When a hurricane or hail storm strikes, it can be challenging to determine the extent of the damage. Therefore, you should inspect your roof after a storm, even if you believe it is unscathed. You don’t want to be in a situation where you are oblivious that your roof has been damaged. If you don’t look closely, the next time a storm or even a simple rainfall occurs, you might have a massive mess on your hands. For this reason, we will show you how to check your roof for storm damage so that you can keep your home safe and in one piece.
What Can Cause Damage During a Storm
Numerous factors can cause damage to your roof, particularly if you do not have the appropriate type of roof for the environment in which you live. Before making any changes to your current roof, you should always consult with professional roofers. However, certain things can damage or even destroy your roof, regardless of whether you have the correct type of roof or not. These are some examples:
- Wind: Hurricane-force winds or gale-force winds can cause severe damage to your home’s roof. Winds may blow away shingles, exposing the underlayment or roof deck.
- Hail: Although hailstorms are seldom long, they may damage or remove shingle granules. Hail damage might also detract from the visual attractiveness of your roof.
- Ponding: Small puddles of water on your roof can wreak havoc. Ponding can happen if your drainage system is not up to par. If you have clogged gutters, this can also cause rainfall to back up beneath your shingles, allowing water to penetrate the roof deck.
- Debris: A strong enough storm can launch tiny branches or even massive tree limbs onto your roof. Large things like that may damage or affect the shingle surface, letting moisture into the roof, although lighter branches may not be as harmful.
Perform A Visual Inspection
No matter what kind of storm occurs outside your home, the first thing you can do to check your roof for storm damage is to look at it. You should go around your house and physically assess the outside siding, gutters, and downspouts. Additionally, look at every part of the roof that you can see from the ground. If you have a multi-story house, you can use binoculars to have a better look. Look for evidence of wind or hail damage such as indentations, divots, or scratches in your siding. Also, look for any damage to your gutters.
Afterward, climb to the roof itself. Since severe winds can easily pull shingles away, exposing your roof’s underlayment to moisture, you need to ensure that all shingles are in place. If there are missing shingles, you should look for them. Check your yard and gutters for shingle pieces as well. You should clear your whole roof of any torn or shattered shingle pieces. Once you are done with that, you can assess the full extent of the damage. Afterward, you can try and mend the roof yourself or hire professionals to do it for you.
Examine The Interior
Even if you don’t see any damage on the outside, that doesn’t mean no damage has occurred. If your property has an attic, you should do a walk-through to check if anything needs to be repaired. Look for evidence of water damage or leaks. You can also see damage in the form of light coming in throughout small holes that may have been created during a hail storm. Of course, if you detect outside debris such as roofing shards, leaves, pebbles, or twigs, wind and hail have most likely ripped a hole in your roof. Even if you don’t have an attic, you should inspect the walls and ceiling on your home’s highest level. Water stains may signal a roof leak caused by a storm.
If the damage to your roof is extensive, it may necessitate extensive repair work. In this situation, it’s best to keep your belongings somewhere safe for the duration of the repairs. Renting a storage unit for your furniture is a good idea. All you have to do is figure out how much space you need for all of your belongings, and that’s it.
Have Professionals Check Your Roof For Storm Damage
If a strong storm just hit your home, and you are unsure how to check for damages, it’s always a good idea to call professionals to do a thorough examination. We would advise that you do this even if you’ve had a thorough look yourself. If your roof suffers significant damage during a hail storm, you should contact roofers specializing in hail damage roof inspections. A professional roof inspection of this nature will help you with insurance claims once everything has settled. The roofers may advise you on whether or not to submit a claim with your insurance carrier.
Now you know how to check your roof for storm damage. And, as you can see, that is not too much work. The only important thing is that you are thorough and know what to look for. However, you can always hire professional roofers if you don’t think you could spot any issues. They will be happy to assist you in determining the extent of the damages sustained to your roof during a storm.
When it comes to home inspections in Georgia, most people focus on the obvious. Things such as the HVAC system, the foundation, the electrical system, and the insulation. When it comes to roof inspections, however, most people take them at face value, noting only if they see a hole in the roof or other major damage. These issues are disastrous, but what if we told you that when it comes to roofing, there can be problems that are not visible to the naked eye, which can cost you a lot of money in the future? This article will show you the importance of a roof inspection when buying a home.
1. A Roof Inspection Will Allow You To Know If The Asking Price Is Fair
Roof inspections are essential for ensuring that you pay a fair price when buying a new home. If a roof needs to be repaired, this should be factored into the home’s appraisal. If you discover that you will need to hire roofers to fix something shortly, you must also factor that into your offer. Roofing issues ranging from simple maintenance issues to the need for total removal and replacement of the current system may prove to be a significant factor in determining the value of a home. As a result, it is prudent to ensure that you are aware of any potential issues with the roof of the house you wish to purchase. Knowing this will keep you from overspending on the house with a faulty roof.
2. You Will Be Able To Address Problems Before They Happen
As a prospective homeowner, the last thing you want is to be hit with unexpectedly high roofing costs. Doing a roof inspection before you purchase a property can provide you with a comprehensive overview of the repairs that the house may need. If there are, for example, damaged or missing shingles, there could be a lot more issues soon. Arranging for a professional roofer to assess the general state and condition of the roof might be well worth the comparatively minor expense. Prospective purchasers may even be able to negotiate for the property’s present owners to reimburse inspection charges.
3. You Will Know How Much The Maintenance Will Cost
The cost of maintenance can vary depending on how the roof was constructed. The roof may appear to be in good condition at first glance but end up being fragile. It often happens with DIY roofing projects. Other than that, roofs, particularly ones that are more than five years old, are prone to various issues. Poor insulation, ventilation, moisture buildup, or hail damage are concerns your inspector may notice. Once your inspector detects these issues, they will be able to offer a full assessment of any problems that need immediate attention. They will also be able to propose solutions.
That is not to say that you shouldn’t do any of this if the house has a newer roof. New systems and roofs in good condition also need regular maintenance and care. Having a roofer check the materials and conditions of the roof allows new homeowners to predict future maintenance requirements better.
4. You Will Have More Room For Negotiation
When you know the exact extent of the repairs the roof will need and the associated structural damage, you will have more negotiating power when it comes to the price of the property and the terms of the agreement. A general house inspector’s report that says the roof has many years of life remaining may lead you to get a false sense of the house’s worth. As we’ve stated earlier, this is not something you want to happen if you want to get the best deal.
However, if you have a thorough report on the roof’s condition, you can negotiate a lower price for the house if the owner is unwilling to pay the money for repairs. This can be done with an insurance claim, which should not be a problem for the seller. Doing this will save you a lot of time and money. This is important to know because most insurance plans don’t cover issues that happened before you moved into the property.
Arranging For an Inspection
Before bidding on a new property, you should hire a professional to examine the roof thoroughly. A skilled roofer can do a comprehensive inspection in hours and may wind up playing a critical part in ensuring that prospective purchasers make more effective and successful judgments. Discussing future alterations, renovations, and similar choices with a professional may also be beneficial. This is particularly the case if you plan on doing additional work on the house after you buy it. Once you’ve completed the inspection portion of the buying process, you’ll be able to focus on other important aspects of your long-distance move to Georgia. Important aspects like finding reputable movers that can get you here with ease. This is why it is essential to understand this process now.
As you can see, there are numerous advantages to having a professional roof inspection and numerous disadvantages to skipping it. Now that we’ve gone over the importance of a roof inspection when buying a home in great detail, you should be able to make the most informed decision when choosing which house to buy and which one to skip.
While some home improvement projects can be fun, there are others that are best left to experts. When it comes to the safety of your home and family, there are no shortcuts. The roof is an integral part of any house and should be treated with care and professionalism. With that in mind, here are six dangers of DIY roofing projects you should avoid.
#1. You may injure yourself
We have to start with a big one. Falling from the roof is a very real threat. If you don’t have the necessary roofing skills and have never worked on a construction site, you should avoid climbing on the roof.
A slight change in the current of the wind could knock you off in an instant, resulting in an injury or even death. If you think you need a roof inspection or to make some repairs, reach out to roofing professionals.
#2. The project may fail
Without any intent to discourage your creativity or engagement in the remodeling process, you should know that fixing or expanding a roof is not easy. If you don’t understand the wall and roof structure, you might cause a lot of damage, resulting not only in the failure of the project but in additional repairs.
Since the roof protects your house, you don’t want to play with it. However, if you hire professional contractors, they will finish the project quickly and precisely. Furthermore, you can still be a part of it, since you need to provide all the information about the changes. Put yourself in the position of someone who oversees the work, and let the professionals do the heavy lifting.
What you can do is clear out the attic so that they have enough space to work. Look into renting a self-storage unit, as it can be a real lifesaver when you find yourself with a bunch of stuff and no place to move them to. Some moving companies in Atlanta even offer to take your items to the unit, so make sure to find the best assistance and know your belongings are in safe hands.
#3. No warranty in case the project fails
Since we established that one of the dangers of DIY roofing projects is that they may fail, you take all the responsibility when that happens. Besides, you will have to cover all the expenses of fixing whatever damage you caused. You will also have to deal with the fact that you spent money purchasing remodeling materials for a project you will not finish.
The good side of hiring professional roofers is that they provide a workmanship warranty for any roofing services they provide. This way, you are protected even if there is a problem with the project.
#4. Get ready for a world of stress
Even if you have experience and knowledge and we rule out the physical dangers of DIY roofing projects, there is one thing that will be your companion during the entire process: stress. If you hit the ceiling and have to deal with delays or changes in your plans, your stress levels will go up. You can’t always know what’s going to happen, and if you don’t have anyone else to rely on, everything falls on your back.
Professional roofers know what can happen in every situation, and they have a prepared solution. There are no unknown factors, and you can relax and enjoy your spare time while they do all the work.
#5. Purchasing the wrong materials
Before you start a DIY roofing project, you need to purchase all the necessary materials and tools. Since there are different types of roofs, every roof structure requires a unique approach and materials. If you are not familiar with that, you can easily buy something that will not be of use.
That will double the money spent and extend the time you need to complete the project. When all the things start to pile up, you will be annoyed and possibly lose the will to finish the project. However, since you have already started, merely stopping is not an option. You have to finish it.
That may result in a poor, rushed job that will only require a new project very soon.
#6. You will spend a substantial amount of money
If we do simple math and add all the expenses, you will have for a DIY roofing project, with possible additional costs due to errors. You need to be ready to spend a lot of money. You can’t even sit down and set a precise financial budget because you don’t know how much everything will cost.
A tremendous benefit of hiring professional roofers is that you get an offer right away, and you know if you can afford it or not. Furthermore, many quality companies have discounts and special offers for returning customers. It is a fact that you will pay less if you hire contractors for this.
Hire professional roofers for your peace of mind
Let’s do a quick summary of possible outcomes if you decide to start a DIY roofing project:
- you may injure yourself;
- the project may fail;
- if the project fails, there is no warranty, and you pay for all the additional expenses;
- a lengthy and challenging project will increase your stress levels;
- you might purchase the wrong tools and materials for the job;
- a DIY project can cost a lot of money, and you cannot create solid a financial plan due to many unpredicted circumstances
These six dangers of DIY roofing projects are more than reason enough to hire professional roofers and let them take care of everything. You will save money, time, and energy and enjoy your new, quality roof for many years to come!
Hail is one of the most destructive forces in nature. One of the worst things about hail is that it can go unnoticed. Hail damage to a roof often looks fairly normal until you start to notice problems with water getting into your home or leaking from your ceiling. We will discuss what hail does to roofs and how it affects different types of roofs. We’ll also talk about what hailstorms can do, including some telltale signs that show if a hailstorm has hit you.
The main problem is that even small hail of one inch or less can do devastating damage to your roof, and you wouldn’t even know it without a detailed inspection. Without knowing what signs to look out for, it is nearly impossible to detect hail damage, and if left alone, it can have you needing much more than just a few repairs.
What Can Hail Do to Your Roof?
-Hail can cause dents in your roof tiles, which lead to leaks. Even sturdier materials like slate tiles and metal can be beaten down by sufficient hail.
-The force of the hail hitting the roof causes it to break or crack, leading to the leak problem. Hail damage also breaks down the protective coating on roofs, so more water gets through when rainfall hits them again.
-In some cases, hail will actually slide off a roof’s surface with enough force that it leaves behind an indentation below where it hit (called “hollow hailstones”). When any rain falls into these indents, there is no water barrier to escape from, and you have another leak.
-Hail can also break and damage gutter systems, leading to drainage issues that can lead to the development of mold and rot, which can cause holes in your roof and leaks in your home.
How Do You Tell if You Have Roof Damage?
-If you have a leak in your home, but don’t know where it originated from, then the first thing to do is check for any traces of hail damage.
-Sometimes, these are subtle and easy to miss if they’re not visible on the surface of the roof. Some telltale signs that there might be hail damage include dents or depressions in your shingles; missing sections of shingle (indicating chunks were taken off by high winds); curled up edges around skylights or vent pipes; discoloration near seams and joints, and other signs of wear or deterioration.
This is not only true of just shingle roofs either. Hail can be strong enough to crack or break tile roofs and even dent metal ones.
One of the worst types of damage and also the most difficult to detect are dozens or even hundreds of tiny pin-holes in your shingles or other roofing material. Hail can rain down hard enough to punch tiny holes in your roof that, while minimal at first, can lead to major leaks and flooding later on.
How Different Sizes of Hail Damage Your Roof?
Hail under a quarter inch in size can leave dents and damage the surface of your roof but won’t do any major structural damage or make it leak.
Hail that is one-quarter to three-quarters of an inch in diameter will punch through shingles and cause leaks around vents, skylights, or other protrusions.
Hail larger than three-quarters of an inch in diameter destroys roofs by punching holes all over the place, causing so much water leakage you might as well call this hail storm “waterfall.”
Anything over an inch in diameter is likely to cause severe and massive damage to your roof system.
Once hail reaches two inches in diameter, it is capable of breaking parts of your roof and putting holes in most types of roofing material. The speed of the hail combined with high winds and heavy rainfall can turn your roof from perfectly fine to full of holes in an instant.
Can Hail Damage Be Fixed?
No, hail damage cannot be fixed.
The best way to avoid this type of devastation is to install a roof that will withstand the impact of an impending storm and keep your home dry in heavy rain or snowstorms.
Not all roofs are created equally. The material you choose for your residential roofing systems should fit with how much time it spends exposed to nature’s forces, including exposure to wind, water penetration from thunderstorms, and hail impacts from severe weather events like hurricanes and tornadoes.
When choosing materials for installation on your residential property, consider what conditions exist in different geographic areas where there may be high levels of rainfall year-round coupled with a greater potential for damaging hailstorms.
Simply put, a roof devastated by hail will likely need to be replaced. That’s why upgrading to a stronger roofing material and being vigilant about inspections is the best way to keep your roof intact and avoid more damage than just a busted-up roof.
Signs of Prolonged Hail Damage
If you’ve been as many people and been unable to notice whether your roof had hail damage, here are some of the signs to look for the next time you’re surveying your roof.
Raised or curled shingles are a sure single of hail damage. Your shingles will start to bubble out over time and may even trap water underneath them, which can lead to mold, rotted wood, and eventually a leaky roof that ruins the rest of your home.
Broken or loose shingles as well as cracked tiles, worn surfaces, even bare spots in your roof, if you haven’t checked in a while, these can be signs that you’ve suffered significant hail damage.
Scratching on metal in a zigzag pattern near the edge of the roof where hail strikes hit hardest. Sometimes, deep scratches may also be visible at this spot.
Will Insurance Cover Hail Damage?
Hail can lead to costly repairs for homeowners. But it’s important not to panic: you may have coverage through your homeowner’s insurance policy that will cover damages from hail storms, as long as the damage was sustained during a hailstorm and reported within 60 days of its occurrence, though the exact amount of time you have to report damage will vary by policy.
Plus, most residential policies offer some form of liability coverage in case someone is injured on your property due to severe weather conditions, so make sure you’re covered before disaster strikes!
The exact type and extent of your coverage will vary by insurance provider and the type of policy you have, as well as your regional location.
What Should You Do Before Filing a Hail Damage Claim?
- If you have homeowner’s insurance, contact the company and report your damage.
- Take pictures of the damaged area(s) to document what repairs need to be made before a claim can be filed.
- Gather any receipts related to storm-related expenses such as an emergency contractor or a temporary roofing company if you had work done during or after the hail storm – these could help with filing for reimbursement later on.
- Contact a roofing repair expert. This is important because many of them can help you deal with the insurance company and will know the exact steps, what pictures to take and how to fight to get your damage covered.
How to Prevent Hail Damage?
- Clean gutters and downspouts regularly to prevent water from pooling on the roof.
- Make sure your roof’s pitch is sufficient enough to avoid hail damage at all times. If it isn’t, add a gravel ridge or adjust shingle layers until you find something that works better for you.
- Contact your local roofing experts and make sure to have your roof regularly inspected. You can prevent some hail damage by replacing loose shingles or tiles and making sure ductwork, gutters, and other components are completely secure.
Contact McDonough Roofing
If you suspect you may have hail damage or are just looking for professional support to make sure your roof is the best it can be, contact McDonough Roofing today and let us see what we can do for you.
Taking care of your roof is serious business, and we’ll be there to help you no matter what the problem is. Storm and Hail damage, repairs, replacements, and upgrades, McDonough Roofing can handle it all.
It’s important to take proper care of your roof. This includes cleaning and inspecting your roof on a regular basis. No matter what type of roofing material you choose, debris buildup can be a terrible problem for your roof.
For instance, on a flat roof, water can pond and build up and cause damage to your roof just from the sheer weight or even cause mold and mildew if your roof is improperly sealed. There are a number of issues that can be caused by water and debris buildup that can often go unnoticed, especially if roof maintenance is not a priority.
We’ll break down some issues that can occur and how best to deal with them to keep your roof in great shape for the life of your home.
Proper Angling and Gutters Can Save Your Roof
As we mentioned above, the slope of your roof matters when trying to keep it clean and debris-free. A flat roof doesn’t drain easily, but a steep roof is difficult to work on in the event of damage is even more difficult to clean.
Additionally, roofs with multiple eaves and angles can trap pockets of water and debris that can build up and cause rot, mold, mildew, and other damage. The first thing to do to protect your roof is install gutters along the edges of your roof to catch debris and water and funnel it away from your roof.
Having your roof inspected and then altered to improve the drainage can save thousands in repair costs. A roofing company can improve the shape and angle of your roof to allow it to drain better.
Clean Off Your Roof and Inspect Your Ventilation
Cleaning your gutters helps improve drainage, but that’s not all you need to worry about. One thing that should be done regularly is the roof should be swept clean of debris so that it doesn’t build up. Debris like leaves, tree limbs, pine straw, and other material causes mold and mildew as well as can rot shingles and wood beneath your roof.
Pests and birds can also make a home on your roof that can cause damage. If sweeping and cleaning your roof doesn’t sound like a job you want to handle, then it’s a good idea to hire a professional.
Another thing to look out for is debris blocking ventilation points on your roof. This can not only cause damage to your roof. It can be dangerous. Particularly the vents for your stove, heat source or chimney, and other items need to be able to vent properly to prevent harmful gases from building up and potentially causing a fire or other concerns.
McDonough Roofing Can Keep Your Roof in Tip-Top Safe
If you’re concerned about the shape of your roof or want to have an inspection done to see how your roof is working, contact McDonough Roofing today, and we’ll provide a roof inspection and help you figure out how to improve the function and longevity of your roof.
In the business of contracting, most owners will take the opportunity to get ahead. This means they will even sell promises that can end up problematic. With all the unpredictable events throughout the years, there are many people who have experienced having damage to their homes. If you have homeowner’s insurance, it could mean that you can get the cost of your roof covered at a lower cost. This is where some contractors, or roofing companies, have found their way in.
You may have heard such deals that can get your roof replaced at no cost. There are roofing contractors who tell homeowners that is it perfectly legal to cover their deductible cost on insurance repairs. Some roofing contractors even go to lengths to advertise their services as free. That offer may seem too good to be true, most of the time it is. It is illegal and here is the reason why.
Homeowners insurance is a legally binding contract between the homeowner, the contractor, and the insurance company. That contract outlines the responsibilities of each party should there be an unexpected incident. It further states the specific responsibility of the insurance company for limits, exclusion, and benefits, while the homeowner remains responsible for the deductible. The responsibilities of the homeowner remain the same as that of the insurance provider. This simply means that when homeowners do not pay the deductibles that is a form of fraud that could result in a loss of coverage.
How do roofing companies cover deductibles?
Roofing contractors that cover homeowners’ deductibles are not being clear to the insurance and mortgage companies. Roofing companies paying your deductible is illegal. You have to understand how the paying system works into the insurance claim you have on your roof. Here is a simplified example to explain how it is supposed to work.
- For an insurance claim to be paid, the documentation has to be in order and be provided on the total cost of the repairs.
- If the cost of the repairs, for example, is $20,000 and the deductible is $2,000.
- After a mandatory claims review, the insurance company will cover $18,000 – the total cost of repairs minus the deductible amount.
- The homeowner is responsible for the remaining amount for the full repair of the damages.
- The damages in the home are then addressed or repaired. The insurance company and the homeowner have their contractual obligations fulfilled according to the insurance policy of the homeowner.
Because insurance companies will take away the deductible from the claim payment, what roofing contractors do is to either inflate their estimates on the damage to be repaired or complete the job with less cost. This usually involves low-quality workmanship, low-cost labor, or cheap materials. If a contractor is misleading in the estimate to cover the cost of the deductible, this amounts to insurance fraud. In the same way, knowingly misrepresenting an estimate to allow an increase in payouts is also considered fraud. There are criminal penalties for these sorts of wrongdoing.
Looking for a better roof price does not exempt you from paying the deductible
Your deductible always comes first. If your damage repair job costs you $10,000 then your insurance company may only owe you $9,000. There is no getting away from deductibles, the only way a deductible is saved is when a false invoice is turned in, which would reflect a higher amount that would not be the amount that’s actually paid for. It is this kind of shady actions that contractors can be in big trouble.
The bottom line is roofing companies will not cover deductibles.
Reputation is important. Roofing companies will not risk being in financial and legal trouble by getting quick pay. Choose roofing companies that have a high customer satisfaction rating in the roofing repair industry. This is when you can really find out about companies that have the right value and do consider the quality of their work, and not by cheating the system or its customers. Reading through customer reviews also allow you to find out how different roofing companies actually manage their job orders. If you can get on their website or social media, you also may be able to see their output through the photos or videos. When it comes to covering a homeowners’ deductible choose roofing companies that do not compromise ethics. You will also be assured that you will not be compromised, and your roof will be fixed without a hitch.